If you are paying using a card without VISA Secure, MASTERCARD Identity Check or equivalent and the payment is failing please try enabling this for your card.
VISA Secure - https://www.visa.co.uk/pay-with-visa/featured-technologies/verified-by-visa.html MASTERCARD Identity Check - https://sea.mastercard.com/en-region-sea/personal/get-support/safety-and-security/mastercard-identity-check.html
If you are using a card other than Visa or Mastercard please contact that company for details of their extra security features.
Please contact your card issuing bank for any further details of how to enable enhanced security. No one at the University of Buckingham can help you switch this on for your card.